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Employers Essential 

​ employer health plan solution to minimize ACA liability         

The Affordable Care Act requires that in order for a plan to satisfy the Minimum Essential Coverage guidelines it must cover 63 preventive care services. These services must be covered at 100% without the employee having to pay a copayment or co-insurance or being applied to any deductible.

What is a MEC PLan?

The Patient Protection and Affordable Care Act (PPACA), commonly called the Affordable Care Act (ACA) or colloquially Obamacare, is a United States federal statute signed into law by President Barack Obama on March 23, 2010.

What is Minimum Value?

What is the Affordable Care Act?

Protect your business from ALL ACA penalties for approx. $50 per employee per month

In order to avoid all PPACA penalties an employer must offer a plan that meets 60% actuarial value, covers all the MEC benefits and costs less than 9.5% of an employee's income. A self-funded employer is allowed to exclude Essential Health Benefits from their plan as long as the plan meets the 60% threshold.